AN ANALYSIS OF PROBLEMS OF SUKANYA SAMRIDDHI ACCOUNT SCHEME: INVESTORS’ PERSPECTIVE
Main Article Content
Keywords
Sukanya Samriddhi Account Scheme, Small Saving Scheme, SSA, Problems, Girl Child
Abstract
The main objectives of the study are to find out the major problems faced by the investors of Sukanya Samriddhi Account Scheme and to check the relationship between demographic variables and investment problems. A sample of 75 investors of SSA scheme from Rohtak city is selected. Mean, S.D., Ranking, and ANOVA techniques are used for analysis. The major problems are; the premature facility is not allowed, the loan facility is not available against the investment, and the long lock-in period. The Government of India should take certain measures to resolve these problems, so that more parents invest in this scheme.
References
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26. Sale S.M., Godbole J.A., (2021). A Study of Awareness of Sukanya Samrudhi Yojana Special Reference to Aurangabad City. International Journal of Scientific Research in Multidisciplinary Studies. 7(7), 47-50.
2. Khurana, B. (2017). Comparison between Sukanya Samridhi Yojna (SSY) and Public Provident Fund (PPF). International Journal for Innovative Research in Multidisciplinary Field, 3(6), 8-10.
3. Das M. (2018). Sukanya Samriddhi Yojana as an Instrument for making success the Campaign of Beti Bachao Beti Parao: An Appraisal. Review of Research, 8(2), 1-8.
4. K. Baby Saranya and R. Hamsalakshmi. (2018). PERFORMANCE OF INDIAN POST OFFICE SAVING SCHEMES IN RECENT TRENDS. Int. J. of Adv. Res. 6 (Mar). 998-1004 (ISSN 2320-5407). www.journalijar.com
5. Pancholi K. et al. (2018). Indulgence of Saving for Girl Child (A Study of Udaipur City with reference to Sukanya Samriddhi Accounts). Journal of Emerging Technologies and Innovative Research (JETIR), 5(12), 655-666.
6. Rameshkumar, N. (2018). Investor attitude and savings pattern towards post office savings schemes–a study with special reference to rural working women of Pollachi taluk in Coimbatore District. International journal of Management, IT and Engineering, 8(10), 89-100.
7. Revathi, K. (2018). Rural investors perception towards Sukanya Samridhi Scheme a study of NREGA workers in Dharmapuri district. 169-180.
8. Sathiyamoorthy, G., (2018). Investors’ Attitude Towards Post Office Deposit Schemes. Shanlax International Journal of Commerce, 6(2), 111-117.
9. Singh, M. (2018). Investor’s perception towards post office small saving schemes: A case study of Himachal Pradesh. Finance India, 32, 585-606.
10. Baburaj D. (2019). An Analysis of Satisfaction towards Sukanya Samriddhi Yojana (SSY). Journal of Emerging Technologies and Innovative Research (JETIR), 6(5), 333-338.
11. Deb, R., Deb, P., Majumder, S., Chakraborty, S., & Chakraborty, K. S. (2019). Answering Savings Puzzle About Small Saving Schemes and Mutual Funds: Evidence from Tripura. Metamorphosis, 18(1), 7-19.
12. Rajesh M. Chandrashekhar R. (2019). An Assessment of Parent’s Preference towards Sukanya Samriddhi Yojana. International Conference. ISBN 978-81-941721-9-2, 74-79.
13. Ramya, K.P, and Sowmya, K.P. (2019). Customer preference towards small savings schemes in Coimbatore city. Pramana Research Journal, 9(6), 840-845.
14. Roy, K. (2019). A Study on Investors Attitude towards Post Office Deposits Schemes with special reference to Muttom Post Office. Journal of Emerging Technologies and Innovative Rese arch (JETIR), 6(6), 248-262.
15. Vani U. & Ramya K. P. (2019). Customer Preference Towards Sukanya Samridhi Scheme in Coimbatore City International Journal of Management, Technology and Engineering IX (1), 448-455.
16. Benazir, A. (2020). A Study on Parent's Perception towards Post Office Saving Schemes -With Special Reference to Palayamkottai Region. Our Heritage, 68(1). 787-794.
17. Bindu, T., Hebbar C. K. (2020). Investors attitude towards postal saving schemes: A study with reference to Kasaragod District. International Journal of Advance Research, Ideas and Innovations in Technology, 6(6), 298-300.
18. Karunakaran, N., & Babu, A. (2020). Post Office Savings and attitude of rural investors in Kerala: A study from Kasaragod District. Journal of Management Research and Analysis, 7(2), 60-63.
19. Koley, J. (2020). Customers’ Investment Behavior and Satisfaction towards Post Office Savings Schemes: A Study with Reference to Singur Block. International Journal of Creative Research Thoughts (IJCRT), 8(10), 615-626.
20. Raj, D. S., & Dharmaraj, A. (2020). A Study on the Rural Investors Perception towards Post Office Savings Schemes with Special Reference to Chellanam Area, Ernakulam. District. CONTEMPORARY RESEARCH IN COMMERCE & MANAGEMENT, VOLUME–1, 109-115.
21. Shivani, R. et al (2020). Impact of Sukanya Samridhi Yojana with reference to the Nilgiris. Purakala, 31(6),177-181.
22. Unnisa S. (2020). A Study on Performance Assessment of Sukanya Samriddhi Yojana at General Post Office. IJESC, 10(2), 24729-24733.
23. Dhivyajothi, S. (2021). A Study on factors influencing the Investors and Investors’ awareness about Post Office Savings Schemes. Global Journal for Research Analysis, 10(01), 56–58.
24. Manimekalai, R., & Ragunathan, T. (2021). A Study on the Investor Postal Saving Scheme in Sub Post Office Special Reference to Uthangarai Taluk. International Journal of Aquatic Science, 12(2), 219-227.
25. Sale S.M., Godbole J.A., (2021). A Study of Awareness of Sukanya Samrudhi Yojana Special Reference to Aurangabad City. International Journal of Scientific Research in Multidisciplinary Studies. 7(7), 47-50.
26. Sale S.M., Godbole J.A., (2021). A Study of Awareness of Sukanya Samrudhi Yojana Special Reference to Aurangabad City. International Journal of Scientific Research in Multidisciplinary Studies. 7(7), 47-50.
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Published
May 3, 2024
Article Details
How to Cite
Ms. Jyoti Rani, Dr. Monika Malik, & Dr. Pushpdeep Dagar. (2024). AN ANALYSIS OF PROBLEMS OF SUKANYA SAMRIDDHI ACCOUNT SCHEME: INVESTORS’ PERSPECTIVE. Journal of Population Therapeutics and Clinical Pharmacology, 31(5), 149-158. https://doi.org/10.53555/jptcp.v31i5.6096
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Author Biographies
Ms. Jyoti Rani
Research Scholar, Baba Mastnath University, Rohtak
Dr. Monika Malik
Assistant Professor, Baba Mastnath University, Asthal Bohar, Rohtak
Dr. Pushpdeep Dagar
Assistant Professor, Govt. PG College for Women, Rohtak.
How to Cite
Ms. Jyoti Rani, Dr. Monika Malik, & Dr. Pushpdeep Dagar. (2024). AN ANALYSIS OF PROBLEMS OF SUKANYA SAMRIDDHI ACCOUNT SCHEME: INVESTORS’ PERSPECTIVE. Journal of Population Therapeutics and Clinical Pharmacology, 31(5), 149-158. https://doi.org/10.53555/jptcp.v31i5.6096